
The Employees’ State Insurance Corporation (ESIC) plays a crucial role in providing social security benefits to workers across India. In recent times, ESIC has undertaken several strategic measures to improve the functioning of the ESI scheme, ensuring better coverage and enhanced services for employees.
ESIC has revised the rates of benefits for Permanent Disablement Benefit (PDB) and Dependents’ Benefits (DB) beneficiaries.
This move aims to provide more substantial financial support to those who face permanent disability or their dependents in case of unfortunate events.
ESIC: Recent Developments
Recognizing the needs of superannuated beneficiaries—individuals who contributed to ESIC but went out of coverage before retirement—ESIC has approved a new scheme.
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Under this scheme, medical care, including Super Specialty Treatment (SST), will be extended to these retirees. This step ensures that even after leaving active service, former employees continue to receive essential healthcare support.
ESIC has launched an online module for Insured Persons (IPs) and their families. This platform allows easy updation and editing of personal particulars.
By digitizing this process, ESIC aims to reduce administrative hassles and improve accuracy in maintaining records.
To enhance security and streamline benefit delivery, ESIC now adopts Aadhar-based authentication for Insured Persons and their family members.
This voluntary authentication process ensures that eligible beneficiaries receive timely medical and cash benefits without unnecessary delays.
Other Developments under ESIC Scheme
The corporation understands the importance of seamless services. Therefore, an online portal has been introduced specifically for cash benefits claims under the ESI scheme.
Insured Persons (IPs) and Insured Women (IW) can now submit their claims conveniently, reducing paperwork and processing time.
The pandemic posed unique challenges for insured persons seeking maternity benefits and sickness benefits. In response, the State Insurance Corporation amended the Rule 55(1) and 56(1) of ESI (Central) Rules, 1950.
These changes eased contributory conditions during the Covid period (from April 1, 2020, to September 30, 2020), ensuring that affected individuals could access their entitled benefits without undue hardship.
Wrapping Up!
ESIC’s commitment to improving the ESI scheme reflects its dedication to the welfare of workers. By expanding coverage, enhancing benefits, and embracing technology, ESIC continues to be a vital pillar of social security in India.
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